Rahman, Rushidan, I. 1995 : Impact of Credit for Rural Poor : An Evaluation of Palli Karma-Sahayak Foundation's Credit Program, BIDS, Dhaka.

This Study was conducted by Ms. Rushidan Islam Rahman, a Senior Research Fellow of BIDS in 1995. In this study it was revealed that PKSF's microcredit program has an outstanding impact on the rural poor people specially the rural women.

Alamgir, Dewan Ali Haider, 1994 : Impact of PKSF Rural Credit Program on the Beneficiaries-Reflection from a study of some selected organizations.

It is a significant research work carried out in 1994 by Mr. Dewan Ali Haider Alamgir, the then Assistant General Manager of PKSF, who is now working in Grameen Shakti as General Manager. In this research work the overall scenario of microcredit operation in Bangladesh covering, both prospects and constraints has been highlighted.


With the gradual expansion of the operation of PKSF, the number of PO is also increasing. These POs follow different accounting policies yielding complicacies to maintain overall accounting system and its comparative analysis. To ensure a uniform accounting system for all the POs PKSF introduced an accounting manual (written in Bengali) and circulated it to the POs.



PKSF has a prescribed loan operation guideline (written in Bengali) where group formation, credit operation and savings mobilization etc. are vividly described.

PKSF Newsletter:

PKSF publishes a quarterly newsletter in every quarter to cover the recent activities of the Foundation. It usually contains.

News on field visits of the high officials of PKSF;
Information on recently held workshop, seminar, training etc;
Profile of newly enlisted POs and others.

PKSF publishes an annual report each year. Usually annual report contains financial statements, message from the Chairman, statements of the Managing Director and some other operational information. However, some other relevant issues are addressed in the annual report usually.

Attacking poverty with Microcredit: Salehuddin Ahmed & M.A.Hakim, University Press Limited.

Maps on MIcrocredit

Microcredit Programs in Bangladesh : Giving a chance to the poor