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Core Program
Core Program
| CORE PROGRAMS |
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 Mainstream programs refers to the six core programs of PKSF, which represents 83% of the PKSF’s total disbursements to POs. Core programs are the driving force behind PKSF’s expansion and growth. They include rural microcredit (RMC), urban microcredit (UMC), microenterprise program (MEP), ultra poor program (UPP), agriculture sector microcredit (ASM), and seasonal loan (SL). PKSF strives to provide demand driven program that best serve the needs of the poor. PKSF’s core programs disbursed BDT 15 Billion, which grew by 36% from FY 2008. Whereas, POs disbursement stood at BDT 75.49 Billion to its borrowers, which had a growth of 13% from last FY. In Figure 6, we can see that almost 50% of core program disbursement and 79% of borrower coverage in the core program are attributed to RMC.   |