1. Alternative Development Initiatives

Alternative Development Initiatives started its program in 1993. It has been registered as a voluntary social welfare and development organization under the voluntary social welfare organization ordinance of 1961, under the foreign donation regulation ordinance of 1978 and under the societies registration act (XXI) of 1860. The operational area of the organization covers 103 villages of 27 unions of Magura Sadar, Mahammadpur and Srepur thanas under Magura district, Madhukhali thana under Faridpur district and Chandina thana under Comilla district. The main activities of this PO include group formation and awareness building, savings mobilization and microcredit operation, research on development of sustainable aqua culture project, agriculture technology transfer project, organic agriculture through improved land use practices and sanitation program.
It has organized 5,613 members in 313 groups. It has disbursed Tk. 5,30,53,701.00 among its group members and its loan outstanding is Tk. 96,05,443.00 among 3,735 members. The field level loan recovery rate of the PO is 99.09%
Mrs. Mohsen Ara Runa is the Executive Director of the organization.

2. Rural Organization for Social Affair (ROSA)

Rural Organization for Social Affair (ROSA) started its program in 1988 as a voluntary social service and development organization and got registration from the Directorate of Social Welfare in 1992. It was also registered with the NGO Affairs Bureau in 1996.
The working area of this organization covers 36 villages of 3 unions under Lalpur thana of Nator district. Its development program includes group formation and awareness building, voluntary savings, microcredit program, training, adult education and rehabilitation program. The PO has organized 1297 members in 109 groups. The volume of savings mobilized by the group members is Tk. 6,40,753.00. It has disbursed Tk. 66,53,500.00 among its group members. Its loan outstanding at the field level is Tk. 15,44,783.00 and rate of loan recovery is 98.97%.
Mr. Md. Atikur Rahman Mridha is the Executive Director of the organization.

3. Ahead Social Organization (ASO)

Ahead Social Organization (ASO), Joypurhat got registration from the Directorate of Social Welfare in 1999 as a voluntary social services and development organization.
The area of operation of the organization spreads over 16 villages of 3 unions of Sadar, Kalai and Khetlal thanas under Joypurhat district. The main activities of this PO include group formation and awareness building, voluntary saving, sanitation etc. It has organized 557 members in 26 groups. It has disbursed Tk. 23,23,800.00 among its group members and its loan outstanding is Tk. 8,58,800.00. The loan recovery rate is 99.3%.
Mr. Matinur Rahman is the Executive Director of the organization.

4. Coast Trust

Coast Trust, previously known as Bhola Project of Action Aid Bangladesh, came into being in 1997. It was registered under the Trust Act 1882 in 1997. The working area of the PO covers 337 villages of 64 unions in 9 thanas under Bhola and Cox’s Bazar districts. It has a total of 32 branches. In Cox’s Bazar 3738 members have been organized in 159 groups who received a total of Tk. 92,30,000/- as loan. Loan outstanding at the field amounts to Tk. 47,05,048/-. It has maintained the rate of loan recovery above 99%. Its Savings outstanding stands at Tk. 31,57,080/-.
Mr. Rezaul Karim Chowdhury is the Chief Executive of the organization.

5. Grameen Jano Unnayan Sangstha

Grameen Jano Unnayan Sangstha, a voluntary social services and development organization was established in the year 1997 in the district of Bhola. It was registered with the Directorate of Social welfare in June, 1998. The working area of the organization covers 9 villages of 5 unions of Bhola Sadar thana. A total of 422 members have been organized in 35 groups under its credit program. An amount of Tk. 19,97,500 has been disbursed through its credit program. Loan outstanding in the field is amounting to Tk. 4,69,787. Savings outstanding stands with the organization now Tk. 296370. The loan recovery rate is 98.33%. Considering its potentials in credit program and saving mobilization, it was accepted as a partner organization in the Pre-PKSF project on September 24, 2001.
Mr. Zakir Hossain Mohin is the Executive Director of the organization.

6. Samonnito Samaj Unnayan Sangstha

Samonnito Samaj Unnayan Sangstha, a voluntary social services and development organization was established in the year 1990 in the district of Barisal. It was registered with the Directorate of Social welfare in November, 1992. The working area of the organization covers 35 villages of 6 unions and 57 paras of 10 wards at the Pouroshava area of Barisal Sadar. A total of 3098 female members have been organized in 194 groups under its credit program. An amount of Tk. 11264300 has been disbursed through its credit program. Loan outstanding in the field is amounting to Tk. 30,82,322.
Mr. Anwar Zahid is the Executive Director of the organization.

7. Rupgonj Artha-Samajik Unnayan Samity (RASUS)

Rupgonj Artha-Samajik Unnayan Samity (RASUS), a voluntary social services and development organization was established in 1992 in the district of Narayangonj. It was registered with the Department of Social Welfare in March, 1993. The working area of the organization covers 8 unions of 4 thanas in Dhaka and Narayangonj districts. A total of 1,694 members have been organized in 69 groups under its credit program. An amount of Tk. 1,88,17,540/- has been disbursed through its credit program. Loan outstanding in the field is amounting to Tk. 23,83,110/-. Savings Outstanding stands with the organization now Tk. 23,68,814/-. The loan recovery rate is 98.85%.
Secretary General of the Executive Committee Mr. Joynal Abedin Bhuiyan is the Chief Executive of the organization.

8. Shataphool Bangladesh

Shataphool Bangladesh started its progam in 2000. It has been registered as a voluntary social welfare and development organization and gat registration from the Directorate of Social welfare in 2001.
The working area of this organization covers 17 villages of Jahanabad union under mohonpur upazila of Rajshahi district. Its development program includes group formation and awareness building, voluntary savings, microcredit, training, sanitation and aforestration. The PO has organised 443 members in 34 groups. The volume of savings mobilized by the group members is Tk. 1,99,775/-. It has disbursed Tk. 7,44,000/- among its group members. Its loan outstanding at the field level is Tk. 3,66,737/- and loan recovery rate 100%.
Mr. Md. Nazim Uddin Mollah is the Chief Executive of the organization.

9. MOUSUMI

MOUSUMI started its progam in 1988 as a voluntary social service and development organization. It has been registered as a voluntary social welfare and development organization under the voluntary social welfare organization ordinance of 1961 and under the foreign donation ordinance of 1978.
The operational area of the organization covers 17 villages of 4 union under 1 upazila of Bogra District and 3 upazila of Natore district.

The main activities of this PO include group formation, awareness building, voluntary savings, non-formal primary education, sweeper welfare, IFADEP 1 & 2 – UPVGD (Union Parishad Vulnerable Group Development) Program, Mousumi free eye clinic etc. It has organized 491 members in 33 groups. The volume of savings mobilized by the group members is Tk. 4,57,175/-. It has disbursed Tk. 34,76,000/- among its group members. Its loan outstanding at the field level is Tk. 12,66,905/- and loan recovery rate is 100%.
Mr. S. K. M. Maznu-nul Haq is the Chief Executive of the organization.

PROFILE OF THE PRE-PKSF PARTNER ORGANIZATIONS

1. Gono Kallayan Sangstha (GKS)

Gono Kallayan Sangstha (GKS) started its development programs in 1985 and got registration from the Directorate of Social welfare in 1986 as a voluntary social welfare organization.
The working area of the organization covers 27 villages of 8 unions of Tarash thana and 15 villages of 4 unions of Raigonj thana in Sirajgonj District. A total of 2,835 members have been organized in 131 groups. It has disbursed Tk. 55,01,188.00 at the field level. The loan recovery rate is 98.96%. Savings outstanding stands with the organization now Tk. 27,70,532.00.
Mr. Khandokar Salim Jahangir is the Chief Executive of the organization.

2. Samannita Unnayan Seba Sangathan (SUSS)

Samannita Unnayan Seba Sangathan (SUSS), a voluntary social services and development organization was established in 1994 in the district of Tangail. It was registered with the Directorate of Social Services in April, 1994. The working area of the organization covers 11 unions of 2 thanas in Tangail district. A total of 3,352 members have been organized in 238 groups under its microcredit program. An amount of Tk. 3,49,89,500/- has been disbursed through its credit program. Loan outstanding in the field is amounting to Tk. 77,39,297/-. Savings outstanding stands with the organization now is Tk. 35,95,818/-. The loan recovery rate is 99.52%.
General Secretary of the Executive Committee Mr. Topon Kumar Gun is the Executive Director of the organization.

3. Social Advancement Through Unity (SATU)

Social Advancement Through Unity (SATU), a voluntary social services and development organization was established in 1992 in the district of Tangail. It was registered with the Directorate of Social Services in March, 1992. The working area of the organization covers 43 unions of 6 thanas in Tangail and Gazipur districts. A total of 14,524 members have been organized in 740 groups under its microcredit program. An amount of Tk. 12,51,50,628/- has been disbursed through its credit program. Loan outstanding in the field amounting to Tk. 2,67,01,203/-. Savings outstanding stands with the organization now is Tk. 1,28,18,068/-. The loan recovery rate is 98.26%.
General Secretary of the Executive Committee Mr. Mirza Shahadat Hossain is the Executive Director of the organization.

4. Sachetan

Sachetan, a voluntary social services and development organization was established in the year 1981 in the district of Rajshahi. It was registered with the Directorate of Social Services in May, 1984. The working area of the organization covers 99 villages of 11 unions of 4 thanas. A total of 5151 members have been organized in 264 groups under its microcredit program. An amount of Tk. 2,06,19,500/- has been disbursed through its credit program. Loan outstanding in the field is amounting to Tk. 6,18,395/-. Savings outstanding stands with the organization now Tk. 36,55,567/-. The loan recovery rate is 98.33%. Considering its potentials in credit program and saving mobilization, it was accepted as a partner organization in the Pre-PKSF project on September 30, 2002.
Mr. Md. Hasinul Islam is the Executive Director of the organization.

5. Focus Society

Focus Society a voluntary social services and development organization was established in the year 1999 in the district of Bogra. It was registered with the Joint Stock Companies in January, 1995. The working area of the organization covers 25 villages of 7 unions of Bogra Sadar and Gabtoli thanas. A total of 568 members have been organized in 38 groups under its microcredit program. An amount of Tk. 30,03,000/- has been disbursed through its credit program. Loan outstanding in the field is amounting to Tk. 9,28,901/- and loan recovery rate is 99.98%.
Mr. Md. Monirul Islam is the Executive Director of the organization.